Post on 23-Dec-2015
transcript
German Healthcare system
"Humanität besteht darin, nie zu opfern einen Menschen zu einem Zweck„
~Albert Schweitzer
By Shane Smith
Types of Healthcare
• There are four main systems of healthcare that
are used around the world.
• 1) Beveridge
• 2) Bismarck
• 3) National
• 4) Out-of-Pocket
Beveridge Model
• The Beveridge healthcare system is named after William Beveridge• The Beveridge model was created for Great Britain and is still the
model they use to this very day • Beveridge model is a fully government controlled healthcare
system that is funded by the government and is paid for by taxes• Pros to the Beveridge model is that many people in the countries
that provide this type of healthcare don’t have to worry about how to pay for insurance
• Cons to the Beveridge model is that the government has to contain cost and in doing so have the right to tell people they must wait for certain types of treatment or that they cannot have certain test or medicines due to the fact they may be near their spending limit.
William Beveridge William Beveridge was an British economist.Lived March 5th 1870 March 16th 1963 Many of his publishing were done on welfare and social security. Became Master at Oxford University
Bismarck Model• Named after the Prussian chancellor Otto Von Bismarck • Originally designed for the reunification of Germany in the
19th Century • Similar to the type of healthcare you would see in the USA
except that the Bismarck model is paid for by employers that often do payroll deductions to pay for the insurance
• Pros to the Bismarck model is that everybody will be covered and all expenses will be already paid for
• Cons to the Bismarck model is due to the lower cost of medical care many doctors start their own private practice therefore they do not have to follow all the same regulations and can sometimes charge for their services past the public insurance
Otto Von Bismarck
• Minister President of Prussia
• Fist Chancellor of United
German in 1871
• Created Healthcare system to
stop immigration to the USA
• Lived from April 1st 1815-July
30th 1898
National Model
• The National incorporates both the Beveridge and Bismarck model• The National model is paid for by every citizen through the
government run program• Offers both options of having either private or public healthcarePros to the National model is that it offers the most possible coverage
options for the people and also offers the possibility of lowered aspects of medicine
Cons to the National model is that there are many regulations to keep the model running as efficiently as possible and this causes for a hard time trying to switch and sort of prior coverage you may have chosen. There are also requirements that must be satisfied for a citizen to branch away from the public insurance and get their own private insurance.
What is Public Healthcare?
• Public healthcare systems around the world
all have one common goal. The goal is to give
every citizen the equal right to medicine
regardless of age, gender, race, or social
status.
Private Healthcare in Germany• The countries that offer the option between public and
private insurances often have requirements that must be met and Germany is no exception.
• To acquire private healthcare in Germany you must make more then €48.000 or $62,068
• The reason someone may try and acquire private healthcare over the public system would be for more coverage then the public system could provide.
• Germans may also supplement the public system by having both system if they feel the need for that amount of coverage.
What type of healthcare does Germany use?
•Germany is home to the worlds oldest form of universal
healthcare in the world.
•The term Universal healthcare become well known and used
to describe Germany’s healthcare system when many of the
laws and regulations in Germany were amended from the
traditional Bismarck model it once was.
Germany’s Healthcare history
• The start of Germany’s universal healthcare began in
1883 when Otto Von Bismarck had passed his Health
Insurance bill.
• The bill that passed was used to establish the original
Bismarck model for workers in Germany to try and keep
the workers in Germany and strengthen their economy.
With healthy workers building up companies that would
keep the country in good financial standings.
History continued • Bismarck shortly after passing his health insurance
bill he then passed two more bills.
• First was the Accident Insurance bill of 1894 which
helped to keep workers safe from going into poverty
if they were injured at work and no longer had
income.
• Second was the Old Age and Disability Act of 1898
which made sure that senior citizens and the disabled
would not be left out of his original health insurance
bill of 1893
History one more time!• Bismarck's original model had been used for
years in Germany but in the 1970’s the government had started to realize that it was starting to become less cost efficient as it once was.
• To solve the cost issue that Germany was facing with their insurance they decided to add co-payments to citizens that were over utilizing it and they put a cap on many of the procedures that could be done to try and avoid the system from collapsing on itself.
What do you get?
• All German citizens receive the same medical
treatment under the Universal system as you
would under the Private System
• Many doctors make house visits, and insist that
patients schedule frequent checkups to prevent
illness.
• All Germans receive the same medical treatment
you would receive in the USA including in and out
patient visits, prescriptions, emergency care, etc.
Misconceptions
• Misc: The most common misconceptions about Germany’s universal healthcare is that it all the hospitals are government owned and operated
• Fact: Germany’s government encourages privately owned hospitals because the competition helps to keep cost low for patients.
Misconceptions#2
• Misc: Many people outside of Germany believe that
Germany doesn't’t offer the same quality of treatment
because of the universal healthcare and the cheaper
medicines.
• Fact: Germans on average actually spend about 2-3 days
longer in hospitals to recover then Americans.
• Misc: Germans can only choose the government run
programs for insurance.
Misconceptions#3
• Fact: Germans most often then not will
choose to use the government run insurance
programs but they also have a choice of 200
different private insurances to choose from
also.
Innovations
People also believe that the Universal System will constrict the Governments ability to fund research on new technology and cures.
But Contrary to popular belief German has contributed about 20% of all medical research in the last 10 years around the world.
The Not so High Costs of Healthcare
• Germanys Healthcare system pays about 77% of all Medical
procedures that happen within the year and the rest is due
to the fact there are many people that use the private
healthcare system.
• Germanys Healthcare system also requires that your
employer has insurance for you and all of the Premiums
that a patient must pay will be taken care of with the
money they are regulated to take out for health insurance.
Healthcare differences in between Germany and the US
• Schooling
• Insurance
• Hospital Stays
• Prescription Market
Schooling
• To become a doctor in Germany you must attend
a 5year undergraduate degree along with a
internship which can vary from 2-4years.
• A major difference between Germany and the US
is that medical school in Germany is an
undergraduate program instead of a whole
separate school.
Prescriptions
• Prescription pills are not legal to promote on
TV in Germany
• The decrease in publicity towards these drugs
has led to a drastic reduction in abuse of them
• Germanys healthcare system covers all but a
small copay they citizens must pay.
Hospital stays in Germany
• Germany does not offer many of the same privacy during
treatments
• When in a German hospital they often don’t check on a patient
every 5 or so minutes like you could expect in a US hospital
• Most simple pre-operation or post-operation procedures are done
in public
• The rooms are not private they are open and normally contain
about 5 people
Conclusion and Analysis
• Germany has successfully run the worlds oldest Universal
healthcare system with great success due to writing of new
laws as they see fit with their own healthcare.
• The united States citizens are looking for a solution to the
costly free-enterprise system that they use and I would
strongly urge the United States to start moving into a
similar direction to better the country's financial standpoint
Works Cited "Health Care Systems - Four Basic Models." Physicians for a National Health Program. N.p., n.d. Web. 10 Dec. 2012. "In What Country Is It Easiest to Become a Doctor?" WiseGEEK. N.p., n.d. Web. 10 Dec. 2012. Porter, Michael E., and Clemens Guth. Redefining the German Healthcare System. Berlin: Springer, 2012. Print.